If you get hurt or sick on a trip, travel medical insurance can help cover the cost of your emergency medical treatment. This coverage pays for ambulance services, doctor and hospital bills and prescription medicine.

Travel medical insurance is a health insurance policy that covers the cost of “reasonable and customary” emergency medical expenses that require treatment by a physician during a trip, up to your policy limit.

You can buy travel medical insurance as part of a comprehensive travel insurance plan or as a standalone policy.